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Payment Disclaimers

Please do not share your credit card number with any person from our company. We strongly recommend that under no circumstance you should share card details on any email to us also. On our part, we also do not share your credit card information with third parties.

Here are few things you should know:

Extra charges that may apply over and above what we charge

In some countries, VAT, Custom duty or some Local taxes are applicable on overseas shipments. The amount paid to us does not include these charges or duties or taxes which may be applied at the time of receiving the shipment by local customs department.

It is impossible to charge these taxes upfront at the time of payment.

If any such charges are applicable in your country, it will be directly billed to you by the courier company at the time of delivery or a bill can be sent after the delivery is done. Same has to be paid to the courier company as and when billed.

Exchange Rate Variation

Our site charges only the amount shown on the order page and these charges are based on the current exchange rate. All due care is taken while providing you with exchange rates, but slight variation may occur from actual rates owing to very frequent fluctuations.

Difference in amount charged on credit card and amount shown on website payment page.

Variations on amount can be due to:

a) Difference in exchange rates: Credit card companies give 1% to 2% lower exchange rate than the prevailing market rates. So sometime you see that you pay more than what you should have. But this is due to exchange rate difference.

Apart from this It is best if you choose native currency (if available) to make payment so that you don’t pay this exchange rate difference.

b) When credit card issuer bank converts the payment amount send by us into local currency, a difference arises. This is because most credit card company’s charge 1% to 3% as International transaction fees per transaction. Credit card companies show such charge as payment to us but it is actually not.

Returns:

We understand that there may be circumstances, wherein products need to be returned.

Refunds:

Refund amount is mutually agreed settlement for any mistakes which might occur in an order. The REFUND AMOUNT cannot exceed the value of the product in lieu of which refund is being discussed. A proper complain process has to be followed for refund and this is governed by Return & Refund Policy. If you have any questions about this shopping policy or your dealings with www.pavitracards.com , you can contact: Customer Relationship Manager Pavitra Cards sales@pavitracards.com

The provisions of this website disclaimer state in concise terms that no warranty is given as to the quality, accuracy; compatibility or fitness-for-purpose of the website and that it should not be taken to constitute advice nor relied upon when making decisions. A further key provision in this disclaimer states that no part of the website itself constitutes a contractual offer which is capable of acceptance – just as a shop window constitutes an “invitation to treat”, so does an e-commerce website. The contract between the seller and the customer comes into existence upon the seller’s acceptance of the customer’s order.

The payment made through your credit card or internet banking is in Indian Rupees and is converted to your local currency by the your credit card company or bank at rates decided by them.

We are not responsible for any errors, omissions or representations on any of our pages or on any links on any of our pages. We do not endorse in anyway any advertisers on our web pages. Please verify the veracity of all information on your own before undertaking any reliance.

The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

Even if "Pavitra Cards " were to be found to be negligent or at fault, Pavitra Cards. Shall not be liable for more than a refund of the money paid by Customer to Rolex Cards Mfg.Co. subject to returns and refund policy.

Returns & Refund and other policies are applicable as displayed for the customers within India and orders dispatched within India.

Pavitra card is not responsible for any errors, omission or representations on any of our pages or on any links on any of our pages. Pavitra do not endorse in anyway any advertisers on our web pages. Please verify the veracity of all information on your own before undertaking any reliance.

The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a link site, or any changes or updates to such sites. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

In no event shall www.pavitracards.com be liable for any direct, indirect, incidental or consequential damages for use of any service or product.

Even if “ Pavitra” were to be found to be negligent or at fault, PAVITRA shall not be liable for more than a refund of the money paid by customer to PAVITRA subject to returns and refund policy.

Returns & refund and other policies are applicable as displayed at in www.pavitracards.com for the customers within India and orders dispatched within India.

Pavitra shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any transaction , on account of the cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time. If you don’t agree with any of our disclaimers above please do not read the material on any of our pages.

We cannot calculate or charge you for local taxes and duties outside India so all the local taxes and duties are to be borne by the customer only.

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